Key Federal Aid Changes
Updates from the Recent One Big Beautiful Bill Act
At TCU, we understand that pursuing higher education requires thoughtful, long-term planning. As federal policies continue to evolve, we remain committed to keeping our community informed with timely, accurate updates.
We will continue to share information on this website to help you stay aware of upcoming changes and how they may affect your academic or professional journey.
Disclaimer: The information on this page is provided by TCU Financial Aid staff to help orient students to the evolving landscape of higher education funding. While it reflects our good-faith understanding of current federal standards, it does not constitute official guidance and should not be considered definitive. Students are encouraged to review official federal sources for the most accurate and up-to-date information. Additional details are available at studentaid.gov.
Information For
Starting July 1, 2026, Parent PLUS loans will be capped at $20,000 per student per year, with a $65,000 lifetime limit per dependent student.
Existing Parent PLUS borrowers who have borrowed for their students before July 1, 2026, can continue with the current limits for 3 more years or until the student’s program ends.
- Beginning July 1, 2026, Grad PLUS loans will not be available to new borrowers.
- Current borrowers that have borrowed Grad PLUS loans during or before the 2025-2026 academic year may continue to have limited eligibility as they finish their programs.
- New Unsubsidized loan limits for Graduate students will be up to $20,500/year and a $100,000 aggregate borrowing limit.
- Beginning July 1, 2026, Grad PLUS loans will not be available to new borrowers.
- Current borrowers may continue to have limited eligibility as they finish their programs.
- New Unsubsidized loan limits for professional students will be up to $50,000/year and a $200,000 aggregate limit.
- Professional degrees at TCU are largely limited to: Burnett School of Medicine students (M.D.)
Resources
For additional resources published by Federal Student Aid (FSA) and national associations, please visit:
- National Association of Independent Colleges & Universities (NAICU)
- National Association of Student Financial Aid Administrators
- One Big Beautiful Bill Act Updates (Federal Student Aid)
- Federal Student Loan Program Provisions Effective Upon Enactment Under the One Big Beautiful Bill Act (GEN-25-04)
Last Updated: 2/3/26